Leosapro
Insurance Agency

Supplemental Plans

 

Supplemental health insurance policies cover a variety of expenses. For example, some supplementary policies pay a cash benefit to help pay bills during periods of lost work. Others help cover treatment associated with cancer and other critical conditions, such as heart attack and stroke.

 

A disability that causes work loss is one of the leading causes of family bankruptcy in the U.S. Most regular health insurance plans will cover medical expenses but not expenses associated with work loss. These costs may be covered by a supplemental health insurance policy (known as a “Disability” policy).

 

Older Americans are all too familiar with the costs of long-term care treatment. A supplemental health insurance policy (known as a “Long-Term Care” policy) will cover costs for a nursing home stay as well as services for assisted living and home medical care.